Berkeley County Public Schools Credit Union
Berkeley County Public Schools FCU is a member-owned, non-profit financial cooperative. Our main goal is to provide for the financial well being of our members. Since our beginning in 1973, the credit union has offered services from basic shares (savings) accounts and loans to a wide variety of products and services.
BCPSFCU is owned and run by its members. It is managed and operated by professional staff members who work under the guidance of the member-elected Board of Directors. Board members meet monthly to set policy, set interest rates, and declare dividends. The Board appointed supervisory committee is the auditing body of the credit union and the board appointed loan officers oversee the loan approvals and denials.
To take advantage of the wide range of products and services available at BCPSFCU, each member must open a shares (savings) account to establish ownership with a minimum deposit of $5.00. Once opened, all members are eligible for all the services and products offered at the credit union. Our philosophy is once a member, always a member. Keeping your account active and maintaining the required minimum balance in your shares (savings) account are all it takes to remain a member for life. Once you become a member, your immediate family members are also eligible to join. A member’s spouse, children, parents, brothers, sisters, grandparents, and grandchildren are all eligible to join the BCPSFCU.
Deposits are federally insured to at least $250,000.00 and backed by the full faith and credit of the United States Government by the National Credit Union Administration (NCUA).