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Location:
Berkeley County
Public Schools FCU
P.O. Box 1740
Martinsburg, WV 25402
Office:   304-263-0902
Fax:   304-263-7879
Email Address:
 BCPSFCU@aol.com


Hours
Mon: 9:00 - 5:00
Tues: 9:00 - 5:00
Wed: 9:00 - 5:00
Thurs: 9:00 - 5:00
Fri: 9:00 - 5:00
Closed for lunch
1:00 pm to 2:00 pm daily

APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.

Loan Rates

Loan Application      Loan Calculator
Rates as of 12/3/2009.
Rate Description Term Payment Description APR APR Type
Share Secured Loan up to 48 months up to $23.03 per $1000.00 borrowed 4.00% Fixed
New Auto A up to 72 months up to $15.65 per $1000.00 borrowed 4.00% Fixed
New Auto B up to 72 months up to $16.10 per $1000.00 borrowed 5.00% Fixed
New Auto C up to 72 months up to $17.05 per $1000.00 borrowed 7.00% Fixed
New Auto D up to 72 months up to $18.03 per $1000.00 borrowed 10.00% Fixed
Used Auto A up to 60 months up to $19.33 per $1000.00 borrowed 5.50% Fixed
Used Auto B up to 60 months up to $19.80 per $1000.00 borrowed 7.00% Fixed
Used Auto C up to 60 months up to $20.76 per $1000.00 borrowed 9.00% Fixed
Used Auto D up to 60 months up to $21.74 per $1000.00 borrowed 11.00% Fixed
Secured Loan A up to 48 months up to $86.64 per $1000.00 borrowed 6.25% Fixed
Secured Loan B up to 48 months up to $87.34 per $1000.00 borrowed 7.75% Fixed
Secured Loan C up to 48 months up to $88.27 per $1000.00 borrowed 9.75% Fixed
Secured Loan D up to 48 months up to $89.20 per $1000.00 borrowed 11.75% Fixed
Unsecured Loan A up to $10,000.00 up to 48 months up to $25.36 per $1000.00 borrowed 9.00% Fixed
Unsecured Loan B up to $7,500.00 up to 48 months up to $26.33 per $1000.00 borrowed 11.00% Fixed
Unsecured Loan C up to $3,500.00 up to 48 months up to $27.33 per $1000.00 borrowed 13.00% Fixed
Unsecured Loan D up to $1,500.00 up to 24 months up to $48.96 per $1000.00 borrowed 15.00% Fixed
Christmas Loan A up to $2000.00 up to 12 months up to $86.99 per $1000.00 borrowed 7.00% Fixed
Christmas Loan B up to $1500.00 up to 12 months up to $87.92 per $1000.00 borrowed 9.00% Fixed
Christmas Loan C up to $1000.00 up to 12 months up to $88.85 per $1000.00 borrowed 11.00% Fixed
Christmas Loan D up to $500.00 up to 12 months up to $89.79 per $1000.00 borrowed 13.00% Fixed
Vacation Loan A up to $2000.00 up to 12 months up to $86.99 per $1000.00 borrowed 7.00% Fixed
Vacation Loan B up to $1500.00 up to 12 months up to $87.92 per $1000.00 borrowed 9.00% Fixed
Vacation Loan C up to $1000.00 up to 12 months up to $88.85 per $1000.00 borrowed 11.00% Fixed
Vacation Loan D up to $500.00 up to 12 months up to $89.79 per $1000.00 borrowed 13.00% Fixed
*Annual Percentage Rate. Rate based on your credit history. Your actual rate may be higher.
*Rates as low as

Savings/Shares Rates

Savings Calculator      
Rates as of 12/3/2009.
Rate Description Term Dividend Rates APY
Shares Accounts Avg Daily Balance of $50.00 or above 0.15% 0.15%
Christmas Club Avg Daily Balance of $50.00 or above 0.25% 0.25%
Vacation Club/Summer Savings Avg Daily Balance of $50.00 or above 0.25% 0.25%
*Annual Percentage Yield.

Share Draft

Rates as of 12/3/2009.
Rate Description Term Dividend Rates APY
Share Draft Checking 0.00% 0.00%
*Annual Percentage Yield.

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