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Loan Rates

Loan Application

Rates as of 8/26/2010.
Rate Description Term APR APY
New Auto 36 Months 2.95% 0%
New Auto 48 Months 3.15% 0%
New Auto 60 Months 3.75% 0%
New Auto 72 Month 5.00% 0%
Used Auto (1 to 3 years old) Up to 60 Months 3.75% 0%
Used Auto (4 or 5 years old) Up to 48 Months 4.25% 0%
Used Auto (Over 5 years old) Up to 36 Months 5.75% 0%
Co-signed Up to 60 Months 10.00% 0%
Unsecured Up to 60 Months 13.00% 0%
Share Secured Up to 60 Months 3.00% 0%
Home Equity Line of Credit Up to 60 Months 5.50% 0%
Home Equity Line of Credit Up to 120 Months 6.50% 0%
Visa Classic Credit Card $7,500 Maximum Credit Limit - No Annual Fee 8.50% 0%
Visa Platinum Card $10,000 Credit Limit - No Annual Fee 7.00% 0%
Back to School Special - Through October 31, 2010 Maximum $5,000 6.00% 0%
Back to School Special - Through October 31, 2010 Maximum $5,000 6.50% 0%

Savings/Shares Rates

Rates as of 8/26/2010.
Rate Description Term APR APY
Statement Savings $100 to $2,500 Daily .25% 0.25%
Statement Savings Over $2,501 Daily .50% 0.5%
Christmas Club Daily .25% 0.25%
Vacation Club Daily .25% 0.25%

Certificates

Rates as of 8/26/2010.
Rate Description Term APR APY
6-Month CD 6 months 0.75% 0.75%
1 Year CD 1 Year 1.00% 1%

IRAs

Rates as of 8/26/2010.
Rate Description Term APR APY
1 Year CD 1 Year 1.00% 1%
18-Month CD 18 Month 1.50% 1.51%

Share Draft

Rates as of 8/26/2010.
Rate Description Term APR APY
Convenience Checking $5 minimum balance 0% 0%
Advantage Checking $500 min. bal. Fees may apply. 0.750% 0.75%

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