Free Checking with Free VISA check card Savings Accounts Competitive Interest Rates Personal Loans New and Used Auto Loans Home Equity Loans Visa Credit Cards & Debit Cards Loan Application* Rates advertised are lowest rates available Your loan rate will be determined on the date of approval United People's Federal Credit Union membership must be established before a Loan Application is accepted A $5.00 processing fee will be withdrawn from members account unless we are informed otherwise Home equity loans require a $225.00 fee A 10% or $200 pledge in the member's shares account is required for all loans at the time of dispursement Credit Card Application* United People's Federal Credit Union membership must be established before a Credit Card Application is accepted A $10.00 processing fee will be withdrawn from members account unless we are informed otherwise Credit Union Membership Application* Membership will not be established until UPFCU recieves a $5.00 membership fee As required by the USA Patriot Act, a government issued I.D. is also required to open a new account *(After you press submit on the application, you will need to review the application and press submit a second time)*