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24 Hour Access Toll Free
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You are now able to access your account from anywhere in the United States, anytime day or night. To check your balance or previous
transactions, dial 419-586-5515.

 
 
 

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Rates

APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.

Loan Rates

Rates as of 6/10/2010.
Rate Description Term Payment Description APR APR Type
New Auto, Truck, or Van 60 Months 4.50% Fixed
New Auto, Truck, or Van 72 Months 5.00% Fixed
New Auto, Truck, or Van > $25,000 84 Months 5.50% Fixed
Used Vehicle 2009 60 Months 5.00% Fixed
Used Vehicle 2008 60 Months 5.00% Fixed
Used Vehicle 2007 60 Months 5.25% Fixed
Used Vehicle 2006 60 Months 5.75% Fixed
Used Vehicle 2005 54 Months 6.00% Fixed
Used Vehicle 2004 48 Months 6.00% Fixed
Used Vehicle 2003 36 Months 6.00% Fixed
Used Vehicle 2002 36 Months 6.50% Fixed
Used Vehicle 2001 & Older 24 Months 6.50% Fixed
RV/BOAT New 60 Months 5.00% Fixed
RV/Boat New 72 Months 5.50% Fixed
RV/Boat 2009 60 Months 5.50% Fixed
RV/Boat 2008 60 Months 5.50% Fixed
RV/Boat 2007 60 Months 5.75% Fixed
RV/Boat 2006 60 Months 6.25% Fixed
Unsecured varies 14.00% Fixed
Share Secured varies 4.00% Fixed
Small Implements (new) varies auto rate + 1% Fixed
Small Implements (Used) varies auto rate + 2% Fixed
VISA - Platinum no annual fee 9.90% Fixed
VISA - Classic no annual fee 11.90% Fixed
Home Equity varies/no annual fee/no closing costs 4.00% Variable
1st Mortgage Contact CU for rates **** Fixed

Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.

Certificates
Rates as of 6/10/2010.
Rate Description Term Dividend Rates APY
182 Day 0.70% 0.70%
12 Month 1.00% 1.00%
18 Month 1.25% 1.26%
24 Month 1.30% 1.31%

NOTE: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Savings/Shares Rates
Rates as of 6/10/2010.
Rate Description Term Dividend Rates APY
Student $5.00 1.50% 1.51%
Regular, Vacation, Christmas, Escrow $100.00 - $4,999.99 0.15% 0.15%
Regular, Vacation, Christmas, Escrow $5,000.00 - $19,999.99 0.25% 0.25%
Regular, Vacation, Christms, Escrow $20,000.00 - plus 0.50% 0.50%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Share Draft

Rates as of 6/10/2010.
Rate Description Term Dividend Rates APY
Regular, Second Checking $1,000.00 - $4,999.00 0.00% 0.00%
Regular, Second Checking $5,000.00 - $19,999.99 0.15% 0.15%
Regular, Second Checking $20,000.00 - plus 0.25% 0.25%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.


All rates and terms are subject to change. Contact us for the most current information at 419-586-5522.

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