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APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.

Loan Rates

Rates as of 8/27/2009.
Rate Description	Term	Payment Description	APR	APR Type
New Vehicle 10,09,08	up to 48 Months *rate as low as		4.99*	Fixed
New Vehicle 10,09,08	60 Months *rate as low as		5.25*	Fixed
New Vehicle 10,09,08	72 Months *rate as low as		5.75*	Fixed
Used Vehichle 07,06	Up to 48 Months *rate as low as		5.49*	Fixed
Used Auto 07,06 (Value $12,000+ under 100,000 miles	60 Months *rate as low as		5.75*	Fixed
Used Vehicle 05,04,03 (Value $12,000+ under 100,000 miles)	48 Months *rate as low as		5.99*	Fixed
Used Vehicle 05,04,03 (Value $12,000+ under 100,000 miles)	60 Months *rate as low as		6.25*	Fixed
Secured/Titled Collateral-Recreational 09,08,07	Up to 48 Months *rate as low as		5.99*	Fixed
Secured Titled Collateral-Recreational 09,08,07	60 Months *rate as low as		6.25*	Fixed
Secured Titled Collateral-Recreational 09,08,07	72 Months *rate as low as		6.75*	Fixed
Secured Titled Collateral-Recreational 06,05	Up to 36 Months *rate as low as		6.49*	Fixed
Secured Titled Collateral-Recreational 06,05 (Value $12,000+)	48 Months *rate as low as		6.49*	Fixed
Secured Titled Collateral-Recreational 06,05 (Value ($12,000+)	60 Months *rate as low as		6.75*	Fixed
Secured Titled Collateral-Recreational 04,03,02	Up to 36 Months *rate as low as		6.99*	Fixed
Unsecured/Signature	12-36 Months *rate as low as		11.00*	Fixed
Home Equity Line of Credit	up to 15 years-Variable Rate/ *rate as low as		4.25*	Variable
Home Equity Loan	5 to 15 years *rate as low as		5.25*	Fixed
Share/Certificate Secured	+2.00% of Security		3.00*	Variable

*Annual Percentage Rate. Rate based on your credit history. Your actual rate may be higher.
*Rates as low as

Certificates

Rates as of 8/27/2009.
Rate Description	Term	Dividend Rates	APY
Certificate of Deposit	12 Months	1.15%	1.15%
Certificate of Deposit	24 Months	1.40%	1.41%
Certificate of Deposit	36 Months	1.65%	1.66%

*Annual Percentage Yield.

Savings/Shares Rates

Rates as of 8/27/2009.
Rate Description	Term	Dividend Rates	APY
Regular Shares	Annual Dividend Rate-Paid Quarterly	1.00%	1.00%
Christmas Club-S2	Annual Dividend Rate-Paid Quarterly	1.00%	1.00%
Kids Club-S5	Annual Dividend Rate-Paid Quarterly	1.25%	1.26%
Life Savings-S6	Annual Interest Rate-Paid Quarterly	0.10%	0.10%

*Annual Percentage Yield.

IRAs

Rates as of 8/27/2009.
Rate Description	Term	Dividend Rates	APY
Certificate of Deposit	12 Month	1.15%	1.15%
Certificate of Deposit	24 Month	1.40%	1.41%
Certificate of Deposit	36 Month	1.65%	1.66%

*Annual Percentage Yield.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency