Suwannee River Federal Credit Union

Rate Information

APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.

Loan Rates

Rates as of 11/19/2009.
Rate Description	Term	Payment Description	APR	APR Type
2009 Auto	Up to 72 months	rates as low as	4.50%	Fixed
2007, 2008 Auto	Up to 60 months	rates as low as	4.50%	Fixed
2006 Auto	Up to 48 months	rates as low as	5.00%	Fixed
1999-2005 Auto	up to 48 months	rates as low as	5.00%	Fixed
Mortgage Loan	up to 144 months	rates as low as	5.50%	Fixed
Personal loans	up to 60 months	rates as low as	13.00%	Fixed
Credit Cards			14.90%	Fixed

Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.

Certificates

Rates as of 11/19/2009.
Rate Description	Term	Dividend Rates	APY
Term Share Account	Six Months	0.58%	0.58%
Term Share Account	1 year	0.88%	0.88%

NOTE: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Savings/Shares Rates

Rates as of 11/19/2009.
Rate Description	Term	Dividend Rates	APY
Dividend	Div. paid quarterly	0.10%	0.10%
Club Accounts	Div. paid quarterly	0.10%	0.10%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

IRAs

Rates as of 11/19/2009.
Rate Description	Term	Dividend Rates	APY
Term Share IRA	1 year	0.88%	0.88%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.