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APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.

Loan Rates
Loan Application

Rates as of 7/17/2009.
Rate Description Term Payment Description APR APR Type
SIGNATURE LOAN FROM 7.9% TO 16.9% UP TO 60 MONTHS 0.00% Fixed
NEW CAR, 3.9% TO 10.9% UP TO 72 MONTHS 0.00% Fixed
USED CAR, FROM 6.9% TO 11.9% UP TO 54 MONTHS 0.00% Fixed
TUITION LOANS, PAID DIRECTLY TO SCHOOL UP TO 12 MONTHS Monthly Payment of $85.58 per $1,000 borrowed 4.90% Fixed
BACK TO SCHOOL FROM 7.9% TO 11.9% UP TO 12 MONTHS 0.00% Fixed
CHRISTMAS LOANS FROM 7.9% TO 11.9% UP TO 12 MONTHS 0.00% Fixed
SHARE PLEDGE 2% ABOVE DIVIDEND RATE 0.00% Fixed

Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.

Savings/Shares Rates
Rates as of 7/17/2009.
Rate Description Term Dividend Rates APY
REGULAR SHARES ACCOUNTS $200 & UNDER 0.00%
REGULAR SHARES $201 TO $25,000 0.24% 0.25%
REGULAR SHARES $25,001 TO $50,000 0.24% 0.25%
REGULAR SHARES $50,001 TO $75,000 0.24% 0.25%
REGULAR SHARES $75,001 & ABOVE 0.24% 0.25%
XMAS CLUB OCTOBER 13 2005 0.24% 0.25%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.


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