APR refers to the annual percentage rate or the dividend rate.
APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.

Loan Rates

Rates as of 11/9/2011.
Rate Description	Term	Payment Description	APR	APR Type
60 MONTHS VEHICLE	UP TO 60 MONTHS	$18.53 per $1,000 60 mo	4.25%	Fixed
72 MONTHS VEHICLE	72 months *restrictions apply	$15.98 per $1,000	4.75%	Fixed
Signature/Line of Credit	Up to 36 months	$31.58 per $1,000	8.50%	Fixed
Secured by Share Account	2% above Share Rate	$17.68 per $1,000	2.35%	Fixed
Recreational Vehicles/Boats	Up to 60 Months	$19.57 per $1,000 72 mo	6.50%	Fixed
Education	Up to three years	$31.58 per $1,000 36 mo	8.50%	Fixed
Home Equity	1 - 5 years	$19.57 per $1,000 60 mo	6.50%	Fixed
Home Equity	6 - 10 years	$11.61 per $1,000 120 mo	7.00%	Fixed
Secured by Share Certificate	2% above Certificate of Deposit Rate	$17.79 per $1,000	2.60%	Fixed

Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.

Certificate of Deposit (CD's)

Share Certificates ($500 minimum); Traditional IRA ($500 minimum), Roth IRA ($500 minimum) & Education IRA ($400 minimum) Certificates

Rates as of 11/9/2011.
Rate Description	Term	Dividend Rates	APY
$1000 or more	6 Months; Interest to Savings	0.40%	0.40%
$1000 - $39999	One Year; Interest to Savings	0.60%	0.60%
$40000 - $74999	One Year; Interest to Savings	0.63%	0.63%
$75000 or more	One Year; Interest to Savings	0.66%	0.66%
Discontinued until further notice	Two Years; Interest to Savings	0.00%	0.00%
Discontinued until further notice	Two Years; Interest to Savings	0.00%	0.00%
Discontinued until further notice	Two Years; Interest to Savings	0.00%	0.00%
Discontinued until further notice	Three Yrs; Interest to Savings	0.00%	0.00%
Discontinued until further notice	Three Yrs; Interest to Savings	0.00%	0.00%
Discontinued until further notice	Three Yrs; Interest to Savings	0.00%	0.00%
Discontinued until further notice	Five Years; Interest to Savings	0.00%	0.00%
Discontinued until further notice	Five Years; Interest to Savings	0.00%	0.00%
Discontinued until further notice	Five Years; Interest to Savings	0.00%	0.00%
$1000 or more	6 month compounding	0.40%	0.40%
$1000 - $39999	One Year; Compounding Interest	0.60%	0.60%
$40000-$74999	One Year; Compounding Interest	0.63%	0.63%
$75000 or more	One Year; Compounding Interest	0.66%	0.66%
Discontinued until further notice	Two Years; Compounding Interest	0.00%	0.00%
Discontinued until further notice	Two Years; Compounding Interest	0.00%	0.00%
Discontinued until further notice	Two Years; Compounding Interest	0.00%	0.00%
Discontinued until further notice	Three Year; Compounding Interest	0.00%	0.00%
Discontinued until further notice	Three Year; Compounding Interest	0.00%	0.00%
Discontinued until further notice	Three Year; Compounding Interest	0.00%	0.00%
Discontinued until further notice	Five Year; Compounding Interest	0.00%	0.00%
Discontinued until further notice	Five Year; Compounding Interest	0.00%	0.00%
Discontinued until further notice	Five Year; Compounding Interest	0.00%	0.00%

*Annual Percentage Rate
**Annual Percentage Yield - Fees may effect APY

Certificate rates are subject to change daily. The minimum certificate purchase is $500.00 for Non-IRA, Traditional and Roth IRAs and $400.00 for Education IRAs. An additional $100.00 must be maintained in the Regular Share Account or the applicable IRA Share Account during the entire term of the certificate. Dividends on all regular and IRA certificates are compounded within the certificate each month. The early withdrawal penalty for certificates of one year or less original maturity is all earned dividends up to a maximum of 3 months earnings. For certificates with original maturities longer than one year, the early withdrawal penalty is all dividends earned up to a maximum of 6 months earnings. Notice: Dividends are based on the credit union's earnings at the end of a dividend period and cannot be guaranteed.

Savings/Shares Rates

Rates as of 11/9/2011.
Rate Description	Term	Dividend Rates	APY
Savings	Dividends paid quarterly	0.35%	0.35%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

All rates and terms are subject to change. Contact us for the most current information at 303-337-1430.

Disclaimer: Texhillco's web site is connected to third party websites. The links are for informational purposes only and not an endorsement of those products or services. Third party websites accessed by links are not part of the credit union or its website. Be sure you know your privacy rights when offering information to those sites.

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Privacy Policy Complaint Policy Customer Information Policy APR = Annual Percentage Rate; APY = Annual Percentage Yield

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