| Rates as of 7/1/2010. |
| Rate Description |
Term |
Payment Description
|
APR |
APR Type |
| Personal |
Up to 36 Months |
|
10.90% |
Fixed |
| Personal |
37 - 60 months |
|
11.90% |
Fixed |
| New Automobile |
Up to 36 Months |
|
4.75% |
Fixed |
| New Automobile |
37 - 48 Months |
|
5.75% |
Fixed |
| New Automobile |
49 - 60 Months |
|
6.75% |
Fixed |
| New Automobile |
61 - 72 Months |
Purchase Price greater than $25,000 |
6.75% |
Fixed |
| Used Automobile |
up to 60 Months |
Finance up to loan value of automobile listed on NADA |
7.75% |
Fixed |
| Home Equity |
60 Months |
LTV must be 70% or less for homes, 60% max for condos |
4.00% |
Fixed |
| Home Equity |
120 Months |
LTV must be 70% or less for homes, 60% max for condos |
4.50% |
Fixed |
| Home Equity Line of Credit |
10 Year draw/15 Year Repay |
LTV must be 70% or less for homes, 60% max for condos |
5.00% |
Variable |
| Share Secured |
Member defined |
Secured against money on deposit in regular shares |
4.60% |
Fixed |
| Star Loan |
Up to 24 Months |
Maximum loan $2,400 |
11.00% |
Fixed |
*Annual Percentage Rate. Rate based on your credit history. Your actual rate may be higher.
*Rates as low as
| Rates as of 7/1/2010. |
| Rate Description |
Term |
Dividend Rates |
APY |
| 6 Month Certificate |
6 Months |
0.60% |
0.61% |
| 1 Year Certificate |
12 Months |
0.75% |
0.76% |
| 2 Year Certificate |
24 Months |
1.00% |
1.01% |
| 3 Year Certificate |
36 Months |
1.35% |
1.36% |
| 4 Year Certificate |
48 Months |
1.75% |
1.76% |
| 5 Year Certificate |
60 Months |
2.25% |
2.28% |
*Annual Percentage Yield.
| Rates as of 7/1/2010. |
| Rate Description |
Term |
Dividend Rates
|
APY |
| Regular Savings |
quarterly |
0.10% |
0.11% |
| Vacation Club |
quarterly |
0.10% |
0.11% |
| Christmas Club |
quarterly |
0.10% |
0.11% |
| insurance acct |
quarterly |
0.10% |
0.11% |
| mortgage/misc. |
quarterly |
0.10% |
0.11% |
| tax account |
quarterly |
0.10% |
0.11% |
| Money Market |
$0 - $2,499.99 |
0.00% |
0.00% |
| Money Market |
$2,500 - $24,999.99 |
0.35% |
0.36% |
| Money Market |
$25,000 - $74,999.99 |
0.45% |
0.46% |
| Money Market |
$75,000 and over |
0.50% |
0.51% |
*Annual Percentage Yield.
| Rates as of 7/1/2010. |
| Rate Description |
Term |
Dividend Rates
|
APY |
| IRA Savings |
quarterly |
0.10% |
0.11% |
| IRA Money Market |
up to $2,499.99 |
0.00% |
0.00% |
| IRA Money Market |
$2,500 to $24,999.99 |
0.36% |
0.35% |
| IRA Money Market |
$25,000 to $74,999.99 |
0.46% |
0.45% |
| IRA Money Market |
$75,000 and over |
0.51% |
0.50% |
| IRA Certificate |
6 Month |
0.60% |
0.61% |
| IRA Certificate |
1 Year |
0.75% |
0.76% |
| IRA Certificate |
2 Year |
1.00% |
1.01% |
| IRA Certificate |
3 Year |
1.35% |
1.36% |
| IRA Certificate |
4 Year |
1.75% |
1.76% |
| IRA Certificate |
5 Year |
2.25% |
2.28% |
*Annual Percentage Yield.
|
| 
