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All White Rose Credit Union Loan Officers are certified and in compliance with Federal Regulations regarding mortgages and home equity loans.

For more information, please contact our VP of Lending.


Home Equity Rates

Fixed

 Amount

Term

APR*****

 up to $150,000

60 months 

4.14%**

 up to $150,000

 120 months

4.54%** 

 up to $150,000

 180 months

5.37%** 

*** - see below


Home Equity Rates

Line of Credit 

Amount

Term

APR*****

 New Line of Credit up to 110,000

6 months

3.25%*

 Line of Credit thereafter Prime**** + 0 (resets monthly)

 8 yr draw/10 yr repayment

4.00%*

*** - see below

rate will not go below 4% after 6 month introductory


*Rates are based "A" Credit

** Rates are based on "A" Credit

***  Home secured loans require homeowners and fire insurance. Application fee- $300. Other insurances may be required on Home secured loans, please speak with a Loan Officer for more information.

**** Based on Wall Street Journal Prime Rate

*****APR - denotes Annual Percentage Interest Rate

Fixed Home Equity rates effective 7/23/2012

Home Equity Line of Credit rates effective 08/01/2012

To calculate an estimated payment click here


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