Offering Mobile Banking in 2001 for Palm OS- based PDA's, YourCSR.com, a division of Worldwide Interactive Services, Inc. now offers its cell phone independent, browser-based application Mobile Banking.

Advantages of YourCSR.com Mobile Banking

• Mobile Banking 2.0 enables your customers to access their accounts anytime, anywhere using their web-enabled cell phone or PDA.
• Mobile Banking 2.0 enables customers to access the service regardless of phone type and wireless carrier.
• Mobile Banking 2.0 allows customers to access account balances and transactions, including funds transfers and loan payments.
• Mobile Banking 2.0 uses the same Internet Banking Access ID and password.
• Mobile Banking 2.0 uses the same data upload (or live connection) as Internet Banking, providing consistent account information across multiple platforms.
• Mobile Banking 2.0 is Two-Factor Authentication compatible.

Why offer Mobile Banking

• By 2010, 17 million or 30% of Internet Banking households will also use mobile banking, a 2007 study by Celent predicted.
• 83% of young adults, age 18 to 34, expressed interest in mobile banking in a 2008 study by MQA Research. This demographic will be essential to your bank's continued growth.
• There are 230 million mobile phone users in the US, while there are only 159 million Internet users, so mobile banking has a potential market nearly 50% larger than Internet Banking.
• The Celent report also stated that “At least half of the top ten banks ... now offer mobile banking.”
• A leading industry publication called mobile banking “one of the hottest products [around]” in a 2007 article on the future of technology in the financial industry.